Disclosure:

*Designer Choice and Move-in ready incentives may not be combined, nor be combined with any other offer. Move-in ready homes must close within 30 days of the date they are signed by the Buyer to receive full incentive. Incentives valid with preferred lending providers only and is subject to change without notice. ©2026 Valor Communities. Information deemed accurate but not guaranteed. Incentive is not retroactive and is valid only for contracts written with specified preferred providers. Advertised incentive is available exclusively with the use of preferred lender, NorthStar Mortgage Advisors. Effective May 19, 2026, advertised financing example is based on an FHA or VA 5/1 Adjustable-Rate Mortgage (ARM) with an initial interest rate of 4.50% and an Annual Percentage Rate (APR) of 5.782%, subject to borrower qualification, current market conditions, index and margin adjustments, and a representative credit score of 700. Example assumes a purchase price of $300,000, 3.5% down payment, and loan amount of $294,000. Estimated initial monthly principal and interest payment is $1,490 for the first 60 months. After the initial 5-year fixed-rate period, the interest rate may adjust annually based on market conditions and the terms of the loan program. Rate adjustments may increase or decrease, which could result in higher or lower monthly payments. Annual rate adjustments are subject to a 1% periodic cap. The advertised rate includes the payment of a minimum of 4 discount points to NorthStar Mortgage Advisors as a condition of rate availability. Discount points and pricing are subject to change without notice and are not part of a forward commitment. Payment example does not include taxes, homeowner’s insurance, mortgage insurance premiums, HOA dues, or other escrows. Actual monthly payment obligation will be greater. All loans are subject to credit approval, underwriting approval, and property eligibility requirements. Rates, terms, programs, and availability are subject to change without notice. Special Incentive: Buyer must fully execute a purchase agreement and be among the first five qualified buyers to contract in order to receive this promotional offer. Seller-paid closing cost incentives will be applied toward rate buydown costs and may or may not cover additional buyer closing costs depending on loan structure, credit profile, and program eligibility. Combining offers or incentives is subject to loan terms, program guidelines, and seller approval. Offer valid through June 30, 2026, unless extended, modified, or withdrawn without notice. Offer valid only in select communities and on qualifying homes. See sales agent for complete details and eligibility requirements.